How to visit a dermatologist in Luxembourg
If the time has come for you to see a doctor and you need one in Luxembourg, this article will provide you with all the essentials. We will guide you on where to find a dermatologist in Luxembourg, how to enrol in the social security system, and offer general insights into how the healthcare system works in Luxembourg.
Good news! If you need to visit a dermatologist in Luxembourg, there is no need to worry about the costs of the medical service. Consultations with dermatologists are treated the same as with other specialists in Luxembourg, with reimbursements ranging from 80% to 100%.
Access to dermatology care in Luxembourg in 2024
In Luxembourg, both employees and self-employed individuals are required to contribute to the social security system. This mandatory contribution entitles them and their dependents to a comprehensive range of healthcare benefits.
The healthcare coverage includes most treatments provided by general practitioners and specialists, as well as all laboratory tests, prescriptions, and hospitalizations. Dermatology care is no exception. As a resident contributing to the social security system, you can access dermatological services with ease.
Healthcare system in Luxembourg
Health insurance for medical services
Unlike many European countries, Luxembourg does not have a separate public and private healthcare system. Instead, most medical professionals work privately but have contracts with the Caisse Nationale de Santé (CNS) to provide state-funded services. However, some doctors and specialists still work exclusively privately and rely on direct payments of their clients in full volume.
As a Luxembourg resident, you and your children benefit from state health insurance, with dermatology consultations covered at 80%. To cover the remaining costs, private professionals, or healthcare services not available through state insurance, you can also subscribe to private health insurance.
State health insurance is managed by different entities depending on the type of employer. Below, we will look at the various state entities managing health insurance.
Health insurance in Luxembourg: CNS and access to healthcare
The Caisse Nationale de Santé, is in charge of health insurance in the private sector, if you want to know in detail how it works, take a look at our related article.
Private health insurance is offered by multiple insurance companies, below we will look at some of the main private health insurance providers. While public insurance includes contributions to the CCSS, private insurance, while often covering a wider range of procedures covered by the CCSS, is often more expensive and involves direct payments to the insurance plan.
If you decide to stay with the state insurance, you will need to know under which branch of affiliation you can receive your insurance. The process of obtaining health insurance for dermatology services in Luxembourg is fairly straightforward and we will discuss it step by step.
Both employees and self-employed individuals in Luxembourg are covered by the social security system, which operates on a reimbursement basis with coverage ranging from 80% to 100%. With the difference of if you are an independent worker, you need to make contributions by yourself.
Employed Workers
Self-Employed Individuals
Family Members
For more details on the different modalities of affiliation to the social security system and general information on the health care system in Luxembourg we recommend you take a look at a special summary prepared by the CNS
How to get reimbursed for dermatology care in Luxembourg?
Luxembourg's healthcare system operates on a reimbursement basis, meaning that first you pay for medical costs upfront and then submit a reimbursement claim to the CNS, who further gives you money back for what can be covered. The reimbursement will take about three weeks to transfer to your bank account, along with a notification by mail.
To request reimbursement, you must submit the original invoices for fees or other medical expenses you paid in advance, which must include the 13-digit registration number of the person who received the treatment.
If you send your letter to the CNS from within Luxembourg, no postage is required.
A specific procedure, however, must be followed through the MyGuichet platform if this is your first refund request or if you wish to register a new bank account. This procedure involves providing your 13-digit national identification number and an RIB statement for future reimbursements.
Finding a good dermatologist in Luxembourg
If you do not have a particular specialist in mind, or have just arrived in the country, finding a dermatologist in Luxembourg can be a more complicated, but still very straightforward process. There are usually several aspects to consider.
You can also go to a specialist outside Luxembourg as well. There are many professionals who can help you. For simple consultations with a doctor in a foreign centre, clinic or hospital, you do not need a prior agreement, reimbursement is made according to Luxembourgish rates and fees. Approval is required if the doctor uses a highly specialised medical device for the consultation, as specified in the restrictive list, or if the doctor's procedure requires the use of hospital infrastructure.
It is free to ask
Not all the medical specialists are covered by your insurance, ask before you go.
Where to look for a dermatologist in Luxembourg?
If you’re looking for the best dermatologist in Luxembourg but don't know where to start, consider both online and offline methods of searching for the right person. We have researched some of them and can give you several ideas on where to start.
Online
There are multiple online platforms where you can search for dermatologists, here are some of the most important ones.
Offline
It is also possible to find a dermatologist in Luxembourg the old-fashioned way, without the internet. Though the chances to stumble on one on your daily walk are still quite low, keep that in mind.
Popular clinics in Luxembourg
Luxembourg has multiple clinics and hospitals with dermatology departments. Here are some of the most notable ones where you can receive quality help with the right specialist, and be reimbursed in many cases.
Cost of visit to dermatologist in Luxembourg in 2024
Although a significant portion of the cost of a dermatologist visit in Luxembourg is reimbursed, usually around 80%, it is helpful to know the cost of common procedures to understand the out-of-pocket expenses you might need to pay. Below is a table showing dermatologist prices in Luxembourg, including some of the most common procedures.
| Consultation or procedure | Cost | Reimbursement (80%) | Total not reimbursed cost |
| Consultation with a specialist in dermato-venerology | 63.6 euros | 50.88 | 12.72 |
| Major consultation with a dermatology specialist | 86.2 euros | 68.96 | 17.24 |
| Skin or mucosal sample for histological examination | 25.6 euros | 20.48 | 5.12 |
| Destruction of one or more benign skin tumors, per session | 46.0 euros | 36.8 | 9.2 |
| Destruction of more than 4 benign skin tumors in a single session | 92 euros | 73.6 | 18.4 |
| Destruction of peri- or subungual lesions or tumors with partial nail excision, per finger | 33.3 euros | 26.64 | 6.66 |
| Destruction of venereal warts, per session | 49.2 euros | 39.36 | 9.84 |
| Excision or destruction of a malignant skin tumor or naevus less than 4 cm² | 56.9 euros | 45.52 | 11.38 |
| Excision or destruction of a malignant skin tumor or naevus on the face less than 4 cm² | 73.3 euros | 58.64 | 14.66 |
| Excision or destruction of a malignant skin tumor of more than 4 cm² | 112.3 euros | 89.84 | 22.46 |
| Destruction of an accidental tattoo less than 8 cm² | 52.2 euros | 41.76 | 10.44 |
| Destruction of an accidental tattoo more than 8 cm² | 103.1 euros | 82.48 | 20.62 |
| Exfoliating treatment of the epidermis with skin cleaning and flattening of suppurative or cystic collections, per session | 33.3 euros | 26.64 | 6.66 |
| Treatment of skin with mechanical abrasion or milling, per session | 33.3 euros | 26.64 | 6.66 |
| Phototherapy (UVA and/or UVB) for regional dermatological condition, per session | 13.9 euros | 11.12 | 2.78 |
| Phototherapy (UVA and/or UVB) for general dermatological conditions, per session | 22.9 euros | 18.32 | 4.58 |
Source: CNS
Luxembourg offers an excellent health insurance system that covers all workers, whether they are employees or self-employed, as well as their families, children and spouses who are not independently insured. The reimbursement system, covering from 80% to 100% of the costs and including dermatology, makes the medical help available for everyone in the country.
Frequently Asked Questions (FAQ)
How long does it take to get reimbursed by CNS?
Can I choose a dermatologist who speaks English in Luxembourg?
Are there any online platforms to book dermatology appointments in Luxembourg?
How do I update my bank account information for CNS reimbursements?
Source: www.ing.lu, cmfec.public.lu, guichet.public.lu, www.lalux.lu, www.dkv.lu, axa.lu, www.foyer.lu, www.foyerglobalhealth.com, cns.public.lu, www.collegemedical.lu, www.sldv.lu, cns.public.lu, fr.drdierickx.lu
We took photos from these sources: CHL, Hopitaux Robert Schuman, Groupe Medical Pasteur, drdierickx.lu, Bermix Studio on Unsplash
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